Meet Einstein — my AI assistant

Einstein keeps my office moving so basic questions do not die in a voicemail box. I’m Christopher Horne, the licensed broker. Einstein gives fast guided help; I personally handle advice, plan decisions, enrollment decisions, and carrier calls.

Start My Application Text 954-787-9118 Book a Call with Christopher

Clear disclosure: Einstein is an AI assistant, not a licensed insurance agent. Einstein does not quote final prices, decide eligibility, recommend a plan, or submit an enrollment for you. Christopher Horne is the licensed broker and personally handles those decisions.

Most insurance websites leave you with a form and a prayer. This office is built differently: a licensed broker on top, and Einstein — my AI assistant — underneath making sure you get a fast first answer and a clear next step. Human advice, AI speed.

What Einstein handles right away

Signup guidance

Einstein walks you through the self-enroll steps, tells you what to have ready, and helps you find the next step when a page, document request, or household question stops you cold.

Fast first answers

For routine questions — where to start, how to reach us, what happens after you apply — Einstein gets you moving right away instead of waiting for a callback.

Language routing

The self-enroll system includes English, Spanish, Haitian Creole, Portuguese, French, Vietnamese, and Chinese entry points. Einstein routes needs honestly to a licensed Spanish-speaking partner or an interpreter instead of pretending to be fluent.

Reminders and follow-up

Einstein helps organize welcome information, document reminders, deadline reminders, and follow-up queues so the details do not get lost after the first conversation.

What Christopher handles personally

Advice: which type of coverage fits your doctors, prescriptions, household, and budget conversation.
Enrollment decisions: plan selection, income and household treatment, special enrollment questions, and anything that needs licensed judgment.
Signup reviews: Christopher personally reviews every self-enrollment and calls you if something needs fixing.
Carrier conversations: billing, cancellation, network, and policy-service issues that must be handled with the carrier or by the member directly.
Complicated situations: self-employed income, family members in different situations, coverage gaps, documents due, and midyear life changes.

How the two of us work together

You start wherever is easiest: call, text, book, or self-enroll online.
Einstein gets you unstuck: guided steps, document checklists, language routing, and the right link or next action.
Christopher reviews and decides with you: licensed advice, plan discussion, enrollment decisions, and carrier calls stay with the broker.
You get your information up front: after enrollment, the welcome packet covers your plan, carrier contacts, ID-card steps, key dates, and how to reach us.

Privacy, in plain English

Einstein is built to help without collecting sensitive information in chat or text. Please do not send a Social Security number, bank or card information, passwords, or full policy documents by text or website chat. When a carrier or the Marketplace needs that kind of information, use the official application or a direct conversation with Christopher and he will tell you the safest way to provide it.

Einstein may ask for your name, mobile number, language, state, and what you need so Christopher can follow up.
Christopher personally reviews self-enrollments; Einstein does not make the final call on your coverage.
If a question is medical, legal, tax, or outside health insurance, Einstein should route you instead of guessing.

Reach us

Text line: 954-787-9118 — text first for quick questions and signup help.

Book a licensed conversation: Book a call with Christopher.

Self-enroll with a safety net: Start through Christopher’s link and he will personally review your signup.

Keep it on your phone: Save Christopher’s contact, your deadlines, and the policy checklist.

📲 Put me on your phone — manage your policy by text

📇 Save My ContactChristopher Horne — one tap adds me to your phone 🗓️ Add Enrollment DeadlinesNov 1 · Dec 15 · Jan 15 reminders in your calendar 📄 Download Your Policy ChecklistEvery number you need, one page

Human advice. AI speed.

Einstein gets you moving. Christopher makes the licensed decisions. That is the whole point.

Start My Application Text Us

Rather do it online? You still get me.

Step 1: run the 60-second subsidy calculator first — see your likely lane, then come back and enroll.

Enroll through my link in a few minutes — it keeps Christopher as your agent of record, and he reviews every enrollment the same day. Text him after you submit and he’ll give it a second set of eyes.

Enroll Online →

Rather talk first? Book a free call or text 954-787-9118. Eligibility depends on your situation.