Enroll Online — I'm Still Your Agent
Some people would rather look at the plans themselves, at their own pace, on their own couch. I get it. Here's the deal: you can check plans and enroll online right now, and I stay in your corner the whole way.
Enrolling through this link makes Christopher Horne, licensed health insurance broker (FL, TX, AZ, OH, MI, IA, NC, OK, MO, SC, TN, KS, LA, MD, MS, VA), your agent of record — at no extra cost to you.
On your phone later? Scan to start — same agent link.
How It Works — The Way the Big Platforms Do It, With a Broker Attached
1. Start with your ZIP. Tap the button above and browse the real Marketplace plans for your area. No phone call, no account needed just to look.
2. See your subsidy estimate up front. The application shows your estimated tax credit as you go — so you’re comparing real numbers, not sticker prices. (Want the 60-second version first? Run my subsidy calculator.)
3. Check your doctors and prescriptions inside. Before you pick, verify your providers and meds in the plan’s network. This is the step that decides whether a plan actually works for you.
4. Save your progress, finish when you’re ready. Life happens — you can start, save, and come back. Starting keeps me attached as your agent of record from the first click, so nothing gets lost and I can see where you stopped if you want help.
5. Enroll online — then I review it the same day. Finish the application right there. I check every self-enrollment the day it comes in: right plan for your doctors and prescriptions, documents the Marketplace may still need, nothing left dangling. If something looks off, I text you and we fix it together before it becomes a problem.
Before You Submit: Add the Protection Layer (Optional, Easy)
Your health plan is step one. Most of my clients add a protection layer underneath it — pick any of these and I’ll price them with your plan, no extra appointments, no medical gauntlet for the accident/hospital pieces:
AccidentWise level:
Text Christopher My Picks →Tap, and your text app opens with your picks written out. Just hit send — I’ll price the whole stack with your health plan. AccidentWise and HospitalWise aren’t medically underwritten; life/critical-illness options depend on the policy and eligibility. Nothing is added without your say-so.
Questions While You Browse? Just Ask.
You don't have to choose between doing it yourself and doing it alone. Call me, text me, or book a time — I'm a real person and I answer my own phone.
Why Not Just Go Straight to the Marketplace Site?
You can — plenty of people do. The difference here: when you enroll through my link, there's a licensed agent attached to your policy who actually picks up the phone afterward. When a claim gets denied, a card doesn't show up, or a document request lands in your mailbox, you're not calling a 1-800 number and starting from zero. You text me.
And if you'd rather skip the screens entirely and have me run the numbers with you, that's fine too — call or send the quote form below and I'll do the shopping legwork.