Christopher Horne — Licensed Health Insurance Broker
Tired of calling around, sitting on hold, and explaining yourself to a different agent every time?
Skip all of it. Enroll yourself online in minutes — my assistant Einstein guides you through it step by step. I’m still your agent on everything, and I personally review every signup the same day. Then you go on with your day.
Serving FL • TX • AZ • OH • MI • IA • NC • OK • MO • SC • TN • KS • LA • MD • MS • VA
✓ Licensed in 16 states Read client reviews
How it works: 1) enter your ZIP and run the 60-second estimate, 2) check your doctors & prescriptions inside, 3) save your spot and finish anytime, 4) I review it the same day and text you if anything needs fixing. Prefer to talk first? Book a free call.
💬 Live Chat Rooms Are Open
Have health insurance questions? Come ask them live — I’m in the rooms answering with my assistant Einstein.
6 rooms: General • Open Enrollment 2027 • Virtual Care • Claims Help • Subsidies & Costs • En Español
Prefer to do it yourself? Skip the waiting.
Step 1: run the 60-second subsidy calculator first — see your likely lane, then come back and enroll.
No phone queue, no hold music. Enroll through my link in minutes — it makes me your agent of record, and I review every signup personally the same day. If anything needs fixing, I call you.
Start My Application →
On your phone later? Scan to start — same agent link.
Rather talk first? Book a free call or text me at 954-787-9118. Eligibility depends on your situation.
Start With a Tool, End With a Human
The big sites give you a calculator and a call center. Here you get the tools and the broker.
Subsidy Calculator
See your likely lane — Medicaid range, tax credits, or cost-sharing savings — in 60 seconds.
Help Me Choose
Five questions, one clear next step: enroll, verify a life event, or compare your job coverage.
Carrier Guide
How I check Ambetter, Oscar, Florida Blue, and Golden Rule against your doctors and prescriptions.
Get a Free Quote
Fill this out and it turns into a text message to me with everything I need to start your quote. I’ll take it from there — personally.
- No call centers, no phone trees — you talk to me.
- Licensed in sixteen states.
- Every health plan gets the accident/hospital layer checked too — AccidentWise at $20k/$15k/$10k and HospitalWise, neither medically underwritten.
- There’s no fee for my help. The insurance company pays me, not you.
Free Health Insurance Tips — By Text or Email
Open Enrollment countdowns, deadline warnings, and plain-English explainers. About 2–4/month, more during Open Enrollment. No price promises — just clear help from Christopher.
Why Work With Me
Licensed in 16 States
I’m a licensed broker (not a call-center rep) serving Florida, Texas, Arizona, Ohio, Michigan, Iowa, North Carolina, Oklahoma, Missouri, South Carolina, Tennessee, Kansas, Louisiana, Maryland, Mississippi, and Virginia .
One-on-One, Always
You get my cell number, not a queue. Call or text 954-787-9118 and you talk to me directly.
Guidance, Not Pressure
I’ll walk you through your options in plain English and help you compare plans side by side. The decision is always yours.
How It Works
1. Reach Out
Call, text, or send the quote form above. Tell me your state and what you need.
2. Talk It Through
We’ll go over your doctors, prescriptions, and budget, and I’ll show you the plans that fit.
3. Enroll With Confidence
Pick the plan that makes sense and I’ll help you enroll — and I’m still here after, when questions come up.
States I Serve
I’m licensed to help with health insurance in these sixteen states. Pick yours for local info:
Cities I Serve
Local health insurance guidance for these metro areas:
Who I Help
Beyond the sixteen states I’m licensed in, I specialize in coverage for higher-earning households:
Open Enrollment Is Coming
November 1, 2026 – January 15, 2027. Enroll by December 15 for coverage starting January 1. Don’t wait until the last minute — let’s talk now.