Open Enrollment 2027 Checklist
12 steps to walk in prepared — and walk out covered. Free PDF, no catch.
I’m Christopher Horne, a licensed health insurance broker. Open Enrollment runs November 1, 2026 through January 15, 2027 — and if you want coverage starting January 1, you need to enroll by December 15. I made this one-page checklist so you can get everything ready ahead of time instead of scrambling.
- Walk in prepared — know exactly which documents and information to have ready before November 1.
- Avoid the #1 mistake — letting your plan auto-renew without checking what changed (plans, prices, and doctor networks change every year).
- Keep a licensed broker in your pocket — my business text line (954-787-9118) is on the checklist, and my help is always free.
Get the Free Checklist
Enter your name and email — the PDF downloads instantly, and I’ll only ever send you helpful updates. No spam, ever.
What’s Inside
The checklist covers the 12 things that matter most before you enroll: the key dates and deadlines, what documents to gather, how to check your doctors and prescriptions, the basics of financial help, the difference between HMO / PPO / EPO plans, why you shouldn’t auto-renew blindly, what opens a Special Enrollment window, and how to get free help from a licensed broker.
Prefer to Talk It Through?
Skip the reading — call or text me and I’ll walk you through it personally.
Get a Free Quote
Fill this out and it turns into a text message to me with everything I need to start your quote. I’ll take it from there — personally.
- No call centers, no phone trees — you talk to me.
- Licensed in sixteen states.
- There’s no fee for my help. The insurance company pays me, not you.
Rather do it online? You still get me.
Step 1: run the 60-second subsidy calculator first — see your likely lane, then come back and enroll.
Enroll through my link in a few minutes — it keeps Christopher as your agent of record, and he reviews every enrollment the same day. Text him after you submit and he’ll give it a second set of eyes.
Enroll Online →Rather talk first? Book a free call or text 954-787-9118. Eligibility depends on your situation.