Free Health Insurance Tips — Straight to Your Phone or Inbox
Deadlines, Open Enrollment countdowns, plan-change news, and plain-English explainers from a licensed broker. No hype, no price promises — just the stuff that keeps you covered.
I’m Christopher Horne, a licensed health insurance broker in Florida, Texas, Arizona, Ohio, Michigan, Iowa, North Carolina, Oklahoma, Missouri, South Carolina, Tennessee, Kansas, Louisiana, Maryland, Mississippi, Virginia. Health insurance changes every year, and most people only hear about a deadline after it has passed. These free tips fix that.
What You’ll Get
- Open Enrollment countdowns — when the window opens, the December 15 date for January 1 coverage, and the January 15 close.
- Deadline warnings — documents-due alerts, waiver dates, and the 60-day windows after a job change, move, marriage, new baby, or turning 26.
- Plan-change news — when carriers, networks, or Marketplace rules change in your state, in plain English.
- Life-event explainers — turning 26, a new baby, losing a job, COBRA vs. Marketplace, HMO vs. PPO, dental and supplemental coverage basics.
- A real person behind it — every tip comes from me, and you can always text your question right back to 954-787-9118.
What you will never get: I never send price, premium, or savings promises by text, email, or on this page. Your cost depends on your household, income, and the plan you choose — that takes a real look at your situation, which I’ll do with you one-on-one, free.
How Often?
About 2–4 times a month most of the year, and more often during Open Enrollment (November 1 – January 15) when the deadlines actually matter. Short, useful, and easy to ignore if it doesn’t apply to you.
Sign Up Free
Give me a mobile number, an email, or both. Tell me your state and language so I send the right version. You’ll get one confirmation message, then the tips start.
Prefer to do it yourself? Skip the waiting.
Step 1: run the 60-second subsidy calculator first — see your likely lane, then come back and enroll.
No phone queue, no hold music. Enroll through my link in minutes — it makes me your agent of record, and I review every signup personally the same day. If anything needs fixing, I call you.
Start My Application →Rather talk first? Book a free call or text me at 954-787-9118. Eligibility depends on your situation.
Get the Free Tips
Thirty seconds. No spam, no selling your info, and you can stop anytime.
- Confirmation text or email right after you sign up.
- About 2–4 tips a month; more during Open Enrollment.
- Reply STOP to any text to end texts. Every email has an unsubscribe link.
Need coverage help right now instead? Call 954-787-9118, text me, or book a call. Prefer to browse plans yourself? Start your own application here — it stays under my NPN so I’m your agent.
What Happens Next
- Confirmation: You get one short confirmation text or email so you know you’re in.
- Tips start: Short, plain-English tips about 2–4 times a month — more in Open Enrollment season.
- Ask anytime: Reply to any tip with your question, or text 954-787-9118. Enrollments and plan changes happen on a call together, never by a form alone.
- Stop anytime: Reply STOP to a text or unsubscribe in any email. No hard feelings.
Prefer Spanish?
Hay una versión en español: Consejos gratis de seguro de salud. I don’t speak Spanish fluently, so Spanish calls use a translator — I’ll always make sure you understand before you sign anything.
Questions Before You Sign Up?
Call, text, or book a short call. You talk to me — not a call center.