Enroll Yourself in Supplemental Coverage — I Review Every Application
Your health plan handles the big medical bills. These plans handle everything around them — the deductible, the hospital stay, the dental work, the "what if something happens to me" part. Quote and apply online in minutes through my secure broker link, and I personally review every application that comes through.
Applying through this link makes Christopher Horne, licensed health insurance broker (FL, TX, AZ, OH, MI, IA, NC, OK, MO, SC, TN, KS, LA, MD, MS, VA), your agent of record — at no extra cost to you.
What These Plans Do, in Plain English
Supplemental plans don't replace your health insurance — they sit next to it and pay you cash when specific things happen. Here's the lineup, no jargon:
AccidentWise — Cash When an Accident Sidelines You
A broken ankle shouldn't break your budget. AccidentWise pays defined cash benefits for covered accidental injuries — a fall, a crash, a sports injury — paid directly to you, not the doctor. Use it for the ER copay, the deductible, or the rent while you're off your feet. Learn more about AccidentWise.
HospitalWise — Cash for Hospital Stays
Hospital bills are where deductibles go to hurt. HospitalWise pays defined cash benefits for covered hospital stays, in the amounts and under the terms in the policy. The money comes to you, so the deductible doesn't land all at once. Learn more about HospitalWise.
DentalWise — Real Dental Coverage
Cleanings, fillings, crowns, the stuff your health plan doesn't touch. DentalWise gives you real dental benefits with a network your dentist probably already takes. Learn more about DentalWise.
Vision — Eyes Covered
Annual eye exams, glasses, contacts. Simple, affordable, and one less thing to pay full price for. Learn more about vision coverage.
Term Life — Your Family's Safety Net
If something happened to you tomorrow, would your family be okay financially? Two straightforward term options — 10-year and 20-year — underwritten by Golden Rule Insurance Company (UnitedHealthcare). Learn more about term life.
Critical Illness — Cash for the Big Diagnoses
A heart attack, cancer, or stroke doesn't just bring medical bills — it brings time off work and life turned upside down. Critical illness coverage pays a cash benefit directly to you on a covered diagnosis. Ask me about adding it to your stack. Learn more.
All coverage is subject to eligibility, underwriting, and the terms of the policy. These pages are general educational information, not an offer of coverage.
How Self-Enrollment Works
- Click the button and run your quote. Pick the product, answer a few questions, see your options. No commitment.
- Apply through my link. Because you started from my broker link, I'm your agent of record — the one responsible for helping you with this policy all year.
- I review every application. I personally check the applications that come through my link. If something looks off — wrong product, a question I should've answered first — I reach out.
- Text me anytime. Questions about your policy, a bill, a claim? Text me at 954-787-9118 — that's my text line, and I answer.
There's no fee for my help; the insurance company pays me, not you.
Ready When You Are
Quote and apply in minutes — I'll review it personally.
When NOT to Self-Enroll — Book a Call With Me Instead
Self-enrollment is great for straightforward situations. Book a free call with me first if any of these are you:
- You're stacking multiple products — I'll make sure the pieces fit together and you're not doubling up on anything.
- Health questions on the application — some products ask about your health history. Let's talk through it before you apply.
- You're not sure what you need — that's literally what I'm here for. Ten minutes and I'll tell you straight.
- Anything feels off — trust that feeling. The call is free.
Looking for Health Insurance Instead?
These supplemental plans pair with a Marketplace health plan — they don't replace it. If you need the health plan itself, enroll yourself in a Marketplace plan here — same deal, I'm your agent and I review every signup.
Where I’m Licensed
I’m Christopher Horne, a licensed health insurance broker in 16 states: Florida, Texas, Arizona, Ohio, Michigan, Iowa, North Carolina, Oklahoma, Missouri, South Carolina, Tennessee, Kansas, Louisiana, Maryland, Mississippi, and Virginia.