How do I look up an insurance agent's license?

Ask the agent for their NPN, then search it on a free public lookup such as AgentVerified.org, the NIPR producer lookup, or your state's department of insurance licensee search (for example, Florida's Licensee Search). Check that the license status is Active, the state matches where you are buying, and the lines of authority cover what they are selling you.

What if my agent won't give me their NPN?

Walk away. Every legitimate licensed agent knows their NPN and has no reason to hide it. Refusing to share it is a major red flag.

Does an active license guarantee an agent is trustworthy?

No. An active license means the agent met their state's requirements and the license has not lapsed — it is not a recommendation or a guarantee of good conduct. Always confirm current status with your state's department of insurance.

Free consumer protection tool

Before you enroll in any policy, verify your agent.

Every licensed insurance agent in America has a National Producer Number (NPN) — a unique ID that ties them to their license records in every state. Look it up in 60 seconds. If an agent won't give you their NPN, walk away.

NIPR — the official national producer registry Florida's official licensee search

1What is an NPN?

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One number, every state

Your NPN is a unique national ID assigned when you're licensed. It connects all of your state licenses under one record — separate from any state license number.

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Public by design

License records are public records. Regulators publish them so consumers can check status, lines of authority, and expiration dates before trusting anyone with their coverage.

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Your fraud shield

Scammers and unlicensed sellers can't survive an NPN lookup. Asking for the number — and checking it — is the single fastest way to protect yourself before you enroll.

2Read the result in 30 seconds

You found your agent's record. Here's the only three things that matter:

Status must say Active. Active means the license is current. Expired, suspended, or revoked means they cannot legally sell you that policy — full stop.
The state must match where YOU live. An agent licensed in Florida can't sell to you in Texas unless they're also licensed there. Check your state specifically.
Lines of authority must cover what they're selling. Selling you health insurance? The record should show a health line of authority. Life insurance? A life line. No match, no sale.

3Agents on my team — verified

I don't just tell you to verify agents. Here's mine — check it yourself right now.

Christopher Horne
Licensed health insurance broker — 16 states
✓ License verified Oct 16, 2026

NPN: 20489570

Confirm on Florida's official search →

Ask me for my NPN anytime — you already have it. That's how this should work with every agent you talk to.

4Red flags — walk away if…

They won't give you their NPN. Every legitimate agent knows it by heart. Refusing to share it is the biggest red flag there is.
They ask you to pay them directly instead of the insurance carrier. Premiums go to the carrier — never to the agent personally.
They guarantee a $0 premium or specific savings in writing before seeing your application. No honest agent promises outcomes.
They pressure you to sign today or say the deal disappears tomorrow. Real coverage doesn't work that way.
They're not licensed in your state. Check the record — your state must be listed and Active.

5Official sources

These are the authoritative places to confirm any agent's license. Bookmark them.

Free public lookupAgentVerified.orgSearch any agent by name or NPN across 13.6M+ license records, with official state lookup links for all 51 jurisdictions. National registryNIPRThe National Insurance Producer Registry — the official national database behind every NPN. State exampleFlorida Licensee SearchFlorida's Department of Financial Services licensee search — look up by name, license number, or NPN.

6Quick answers

What is an insurance agent's NPN?

A National Producer Number (NPN) is a unique identifier assigned to every licensed insurance producer in the U.S. It ties the agent to their license records across all states — separate from any state-issued license number.

Is looking up an agent free?

Yes. License records are public records. The lookup tools linked on this page are free and require no account.

What if I can't find my agent's record?

Double-check the spelling of their name, or ask them for their NPN directly and search that. If you still can't find them — or they won't give you the number — do not enroll through them.

Does an active license mean the agent is trustworthy?

No. An active license means they met their state's requirements and the license hasn't lapsed. It's not a recommendation or a guarantee of good conduct — but it's the minimum bar, and anyone who can't clear it shouldn't be selling you anything.

Please note: a license check is not a recommendation, rating, or guarantee of an agent's conduct, and licenses can lapse or be revoked after any check date. Always confirm current status with your state's department of insurance before enrolling.

Work with an agent who's already verified.

My NPN is 20489570. Look it up, check the record, then let's talk about your coverage — 16 states, one phone call.

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