Health Insurance for Contractors & Skilled Trades

You build things for a living with your body — and bodies break. No employer coverage, physical risk daily, income that follows the job calendar. The Marketplace plus the supplemental stack is the full answer.

Build My Coverage → Call 954-787-9118

The Short Version

Short answer: You build things for a living with your body — and bodies break. No employer coverage, physical risk daily, income that follows the job calendar. The Marketplace plus the supplemental stack is the full answer.

Estimating Your Income (the Part That Matters)

Your tax credit runs on estimated yearly MAGI. Start from last year's return, adjust for this year's reality, count every income stream, and update the application when things change. With 2027 repayment caps gone, an honest estimate protects you at tax time.

The Risk Nobody Talks About

This is the highest-injury civilian occupation group I work with. AccidentWise at the $20,000 tier is the first thing most contractors ask about — no medical underwriting, straightforward.

Your Next Two Steps

Run the subsidy calculator with your best income estimate.
Self-enroll through my link — I review every enrollment the same day and I'll sanity-check the income math with you.

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Why People Work With Christopher

Licensed broker, HealthMarkets — NPN 20489570, licensed in FL, TX, AZ, OH, MI, IA, NC, OK, MO, SC, and TN.
Smart Enroll: enroll yourself online — he reviews every enrollment the same day.
AI-guided. Human-approved. Fast answers from the site, real judgment from a broker.
Text-first: text QUESTIONS to 954-787-9118 and get a human answer.
No fee to you — brokers are paid by the insurance company, not by you.

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