What Is Agent of Record?

The one-minute explanation of agent of record — no jargon.

Agent of Record: The licensed agent officially tied to your policy — the person responsible for helping you all year.

In Plain English

When you enroll through my link, that's me, at no extra cost to you. Your agent of record can check your application, fix errors, and help with claims issues all year long.

Why It Matters When You Shop

This is the kind of term that decides whether a plan fits you or burns you. When you self-enroll through my link, I review your pick the same day — including whether the fine print on terms like this one actually works for your situation.

Back to the full glossary

Why People Work With Christopher

  • Licensed broker, HealthMarkets — NPN 20489570, licensed in FL, TX, AZ, OH, MI, IA, NC, OK, MO, SC, and TN.
  • Smart Enroll: enroll yourself online — he reviews every enrollment the same day.
  • AI-guided. Human-approved. Fast answers from the site, real judgment from a broker.
  • Text-first: text QUESTIONS to 954-787-9118 and get a human answer.
  • No fee to you — brokers are paid by the insurance company, not by you.

Read what clients say →

Enroll yourself online. I review it the same day.

That's Smart Enroll — AI-guided, human-approved. Start from my link and I'm your agent of record at no extra cost.

Enroll Online →

Rather talk first? Book a free call or text 954-787-9118.

Get Your Free Quote Review

Takes 30 seconds. Goes straight to Christopher.

Your request goes straight to Christopher — then your messaging app opens with a pre-written text. Just hit send.

Talk It Through With a Real Broker

Ten minutes with me beats ten hours of guessing. Free, no pressure.

Text QUESTIONS → 954-787-9118

Christopher Horne — Licensed Health Insurance Broker · FL · TX · AZ · OH · MI · IA · NPN 20489570

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