/* Insured with Chris — hand-written stylesheet, mobile-first */
:root {
  --navy: #102a43;
  --navy-deep: #0b1f33;
  --teal: #147d6c;
  --teal-dark: #0f6557;
  --gold: #d9a441;
  --bg: #f7f9fb;
  --card: #ffffff;
  --text: #243b53;
  --muted: #62748a;
  --line: #e2e8f0;
  --radius: 12px;
  --shadow: 0 4px 18px rgba(16, 42, 67, 0.08);
  --maxw: 1080px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
  font-size: 17px;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--teal); }
a:hover { color: var(--teal-dark); }

.container { max-width: var(--maxw); margin: 0 auto; padding: 0 20px; }

/* ---------- Header ---------- */
.site-header {
  background: var(--navy);
  color: #fff;
  position: sticky;
  top: 0;
  z-index: 50;
  box-shadow: 0 2px 10px rgba(0,0,0,0.25);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 20px;
  max-width: var(--maxw);
  margin: 0 auto;
}
.brand {
  color: #fff;
  text-decoration: none;
  font-weight: 800;
  font-size: 1.25rem;
  letter-spacing: 0.2px;
}
.brand span { color: var(--gold); }
.nav-toggle {
  background: none;
  border: 1px solid rgba(255,255,255,0.35);
  color: #fff;
  border-radius: 8px;
  padding: 8px 12px;
  font-size: 1.1rem;
  cursor: pointer;
}
.main-nav { display: none; }
.main-nav.open { display: block; }
.main-nav ul {
  list-style: none;
  margin: 0;
  padding: 8px 20px 16px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.main-nav a {
  color: #dbe7f3;
  text-decoration: none;
  padding: 8px 4px;
  display: block;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.main-nav a:hover, .main-nav a[aria-current="page"] { color: var(--gold); }
.nav-call {
  background: var(--teal);
  color: #fff !important;
  border-radius: 8px;
  text-align: center;
  font-weight: 700;
  border-bottom: none !important;
  margin-top: 8px;
}
.nav-funnel {
  background: var(--gold);
  color: var(--navy-deep) !important;
  border-radius: 8px;
  text-align: center;
  font-weight: 700;
  border-bottom: none !important;
  margin-top: 8px;
}
.nav-funnel:hover { background: #c89334; color: var(--navy-deep) !important; }

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-deep) 60%, #123a5c 100%);
  color: #fff;
  padding: 48px 0 56px;
}
.hero-grid {
  display: grid;
  gap: 28px;
  align-items: center;
}
.hero-photo img {
  border-radius: 50%;
  width: 180px;
  height: 180px;
  object-fit: cover;
  border: 4px solid var(--gold);
  margin: 0 auto;
  box-shadow: var(--shadow);
}
.hero h1 {
  font-size: 2rem;
  line-height: 1.2;
  margin: 0 0 10px;
  color: #fff;
}
.hero .sub {
  color: #c9d9ea;
  font-size: 1.1rem;
  margin: 0 0 6px;
}
.hero .states-line {
  color: var(--gold);
  font-weight: 700;
  margin: 0 0 22px;
}
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; }
.btn {
  display: inline-block;
  padding: 14px 26px;
  border-radius: 10px;
  font-weight: 800;
  text-decoration: none;
  text-align: center;
  font-size: 1.05rem;
  border: none;
  cursor: pointer;
}
.btn-call { background: var(--teal); color: #fff; }
.btn-call:hover { background: var(--teal-dark); color: #fff; }
.btn-text { background: #fff; color: var(--navy); }
.btn-text:hover { background: #eaf1f8; color: var(--navy); }
.btn-gold { background: var(--gold); color: var(--navy-deep); }
.btn-gold:hover { background: #c89334; color: var(--navy-deep); }
.btn-outline {
  background: transparent;
  color: var(--teal);
  border: 2px solid var(--teal);
}
.btn-outline:hover { background: var(--teal); color: #fff; }

/* ---------- Countdown ---------- */
.countdown-band {
  background: var(--gold);
  color: var(--navy-deep);
  padding: 18px 0;
  text-align: center;
  font-weight: 700;
}
.countdown-band .cd-numbers { font-size: 1.35rem; letter-spacing: 1px; }
.countdown-band p { margin: 4px 0 0; font-weight: 600; font-size: 0.95rem; }

/* ---------- Sections & cards ---------- */
.section { padding: 48px 0; }
.section h2 { font-size: 1.7rem; color: var(--navy); margin: 0 0 16px; }
.section h3 { font-size: 1.25rem; color: var(--navy); margin: 28px 0 10px; }
.lead { font-size: 1.12rem; color: var(--text); }

.cards {
  display: grid;
  gap: 18px;
  margin-top: 24px;
}
.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow);
}
.card h3 { margin: 0 0 8px; font-size: 1.2rem; color: var(--navy); }
.card p { margin: 0 0 12px; color: var(--muted); }
.card p:last-child { margin-bottom: 0; }

.page-hero {
  background: var(--navy);
  color: #fff;
  padding: 40px 0;
}
.page-hero h1 { color: #fff; margin: 0 0 10px; font-size: 1.9rem; line-height: 1.25; }
.page-hero p { color: #c9d9ea; margin: 0; font-size: 1.08rem; }
.breadcrumb { font-size: 0.9rem; color: var(--muted); margin-bottom: 24px; }
.breadcrumb a { color: var(--teal); text-decoration: none; }

.prose { max-width: 760px; }
.prose h2 { margin-top: 36px; }
.prose ul { padding-left: 22px; }
.prose li { margin-bottom: 8px; }

.cta-band {
  background: var(--navy);
  color: #fff;
  border-radius: var(--radius);
  padding: 36px 28px;
  text-align: center;
  margin: 48px 0 0;
}
.cta-band h2 { color: #fff; margin: 0 0 10px; }
.cta-band p { color: #c9d9ea; margin: 0 0 20px; }

.state-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 16px;
}
.state-links a {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 8px 16px;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.95rem;
}

/* ---------- Quote form ---------- */
.quote-form {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 28px;
  max-width: 560px;
}
.quote-form h2 { margin: 0 0 6px; color: var(--navy); }
.quote-form > p { color: var(--muted); margin: 0 0 20px; }
.field { margin-bottom: 16px; }
.field label { display: block; font-weight: 700; margin-bottom: 6px; color: var(--navy); }
.field input, .field select {
  width: 100%;
  padding: 13px 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  font-size: 1rem;
  font-family: inherit;
  background: #fff;
  color: var(--text);
}
.field input:focus, .field select:focus {
  outline: 2px solid var(--teal);
  border-color: var(--teal);
}
.form-note { font-size: 0.88rem; color: var(--muted); margin-top: 14px; }

/* ---------- FAQ ---------- */
.faq-item {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  margin-bottom: 14px;
  overflow: hidden;
}
.faq-item summary {
  padding: 18px 22px;
  font-weight: 700;
  color: var(--navy);
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; font-size: 1.5rem; color: var(--teal); flex-shrink: 0; }
.faq-item[open] summary::after { content: "–"; }
.faq-item .faq-body { padding: 0 22px 20px; color: var(--text); }
.faq-item .faq-body p { margin: 0 0 10px; }
.faq-item .faq-body p:last-child { margin-bottom: 0; }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy-deep);
  color: #9fb3c8;
  padding: 44px 0 28px;
  margin-top: 56px;
  font-size: 0.95rem;
}
.footer-grid { display: grid; gap: 28px; }
.site-footer h3 { color: #fff; font-size: 1.05rem; margin: 0 0 12px; }
.site-footer a { color: #c9d9ea; text-decoration: none; }
.site-footer a:hover { color: var(--gold); }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 8px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  margin-top: 32px;
  padding-top: 20px;
  font-size: 0.85rem;
  color: #7d93aa;
}
.footer-bottom p { margin: 6px 0; }

/* ---------- Sticky mobile call bar ---------- */
.sticky-call {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  display: flex;
  z-index: 60;
  box-shadow: 0 -2px 12px rgba(0,0,0,0.2);
}
.sticky-call a {
  flex: 1;
  text-align: center;
  padding: 15px 8px;
  font-weight: 800;
  text-decoration: none;
  font-size: 1.02rem;
}
.sticky-call .sc-call { background: var(--teal); color: #fff; }
.sticky-call .sc-text { background: var(--gold); color: var(--navy-deep); }
.sticky-call .sc-book { background: var(--navy); color: #fff; }
body { padding-bottom: 56px; }

/* ---------- Desktop ---------- */
@media (min-width: 760px) {
  .nav-toggle { display: none; }
  .main-nav { display: block; }
  .main-nav ul {
    flex-direction: row;
    align-items: center;
    gap: 4px;
    padding: 0;
  }
  .main-nav a { border-bottom: none; padding: 8px 10px; }
  .nav-call { margin-top: 0; margin-left: 8px; padding: 10px 18px !important; }
  .nav-funnel { margin-top: 0; margin-left: 8px; padding: 10px 18px !important; }
  .hero { padding: 72px 0 80px; }
  .hero-grid { grid-template-columns: 220px 1fr; gap: 48px; }
  .hero-photo img { width: 220px; height: 220px; margin: 0; }
  .hero h1 { font-size: 2.7rem; }
  .cards { grid-template-columns: repeat(3, 1fr); }
  .cards.two { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; }
  .sticky-call { display: none; }
  body { padding-bottom: 0; }
  .quote-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
}

/* Spanish "Hablamos español" badge */
.es-badge {
  display: inline-block;
  background: #c9a227;
  color: #0b1f3a;
  font-weight: 700;
  font-size: 0.85rem;
  padding: 0.35rem 0.9rem;
  border-radius: 999px;
  margin-left: 0.75rem;
  vertical-align: middle;
  white-space: nowrap;
}
@media (max-width: 640px) {
  .es-badge { font-size: 0.75rem; padding: 0.25rem 0.65rem; margin-left: 0.5rem; }
}

/* Cyber Picks cross-banner (points to the Protect Your Identity page; affiliate links go live after vendor signups) */
.cyber-banner {
  background: #0b1f33;
  color: #fff;
  border-radius: var(--radius);
  padding: 34px 28px;
  text-align: center;
}
.cyber-banner .ad-chip {
  display: inline-block;
  background: var(--gold);
  color: var(--navy-deep);
  font-size: .68rem;
  font-weight: 800;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: 999px;
  margin-bottom: 14px;
}
.cyber-banner h2 { color: #fff; margin: 0 0 10px; }
.cyber-banner p { color: #c9d9ea; max-width: 640px; margin: 0 auto 20px; }
.cyber-banner .btn-row { justify-content: center; }

/* ================================================================
   DESKTOP HEADER REPAIR — Oct 5, 2026
   Problem: the baked-in nav carries up to 19 top-level links. On desktop
   the single flex row squished them into wrapped, overlapping text, and
   the overflow could shove the page sideways (clipping the OE banner's
   left edge: "pen Enrollment...").
   Fix is CSS-only (this file) plus the shared main.js toggle fix, so it
   applies to all ~10.9k pages with zero regeneration:
   1) html/body can never scroll horizontally -> banner can't clip.
   2) 760–1023px: hamburger menu (every link intact in the dropdown).
   3) >=1024px: curated single-row nav. Secondary links (Home, states,
      help hubs) hide here via :has() but stay in the mobile menu and
      the site footer.
   ================================================================ */

/* 1) Hard stop on horizontal page shift */
html, body { overflow-x: clip; }
@supports not (overflow: clip) {
  html, body { overflow-x: hidden; }
}

/* OE countdown strip: defensive box model (its inline styles carry the rest) */
.oe-countdown-strip { max-width: 100%; }

/* 2) Tablet 760–1023px: keep the hamburger nav. Re-asserts the base mobile
      styles that the older 760px desktop block overrides. */
@media (min-width: 760px) and (max-width: 1023.98px) {
  .nav-toggle { display: revert; }
  .main-nav { display: none; }
  .main-nav.open { display: block; }
  .main-nav ul {
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
    padding: 8px 20px 16px;
    margin: 0;
    max-width: none;
  }
  .main-nav a {
    display: block;
    white-space: normal;
    font-size: 1rem;
    padding: 8px 4px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
  }
  .main-nav .nav-call { margin: 8px 0 0 0; }
  .main-nav .nav-funnel { margin: 8px 0 0 0; }
}

/* 3) Desktop >=1024px: curated single-row nav */
@media (min-width: 1024px) {
  .main-nav ul {
    flex-direction: row;
    flex-wrap: wrap; /* safety net only; the curated list fits one row */
    align-items: center;
    justify-content: center;
    gap: 2px 4px;
    padding: 4px 16px 10px;
    margin: 0 auto;
    max-width: 1120px;
  }
  .main-nav a {
    white-space: nowrap;
    font-size: 0.92rem;
    padding: 9px 11px;
    border-bottom: none;
  }
  .main-nav .nav-call { margin: 0 0 0 10px; padding: 10px 18px !important; font-size: 0.92rem; }
  .main-nav .nav-funnel { margin: 0 0 0 6px; padding: 10px 18px !important; font-size: 0.92rem; }

  /* Secondary desktop-nav links hide here. Home is covered by the brand
     link; states and help hubs live in the footer and the mobile menu. */
  .main-nav li:has(a[href="index.html"]),
  .main-nav li:has(a[href="../index.html"]),
  .main-nav li:has(a[href="../../index.html"]),
  .main-nav li:has(a[href="/index.html"]),
  .main-nav li:has(a[href$="florida.html"]),
  .main-nav li:has(a[href$="texas.html"]),
  .main-nav li:has(a[href$="arizona.html"]),
  .main-nav li:has(a[href$="ohio.html"]),
  .main-nav li:has(a[href$="michigan.html"]),
  .main-nav li:has(a[href$="iowa.html"]),
  .main-nav li:has(a[href="/give-blood.html"]),
  .main-nav li:has(a[href$="savings/index.html"]),
  .main-nav li:has(a[href$="prescription-help/index.html"]),
  .main-nav li:has(a[href$="recovery/index.html"]),
  .main-nav li:has(a[href$="reentry/index.html"]) {
    display: none;
  }
}

/* ---------- Language dropdown (replaces the old "Español" nav link) ---------- */
.main-nav .lang-dropdown { position: relative; }
.main-nav .lang-dropdown > button.lang-toggle {
  background: none;
  border: 0;
  cursor: pointer;
  font: inherit;
  color: #dbe7f3;
  padding: 8px 4px;
  display: block;
  width: 100%;
  text-align: left;
  white-space: nowrap;
}
.main-nav .lang-dropdown > button.lang-toggle:hover { color: var(--gold); }
.main-nav .lang-menu {
  display: none;
  list-style: none;
  margin: 4px 0 0;
  padding: 6px;
  background: #0b2447;
  border: 1px solid #c9a227;
  border-radius: 10px;
}
.main-nav .lang-dropdown.open .lang-menu { display: block; }
.main-nav .lang-menu li { display: block; }
.main-nav .lang-menu a {
  display: block;
  padding: 8px 12px;
  white-space: nowrap;
  border-radius: 6px;
  border-bottom: none;
}
.main-nav .lang-menu a:hover { background: rgba(201,162,39,0.15); color: #fff; }
@media (min-width: 1024px) {
  .main-nav .lang-dropdown > button.lang-toggle { padding: 9px 11px; width: auto; font-size: 0.92rem; }
  .main-nav .lang-menu {
    position: absolute;
    top: 100%;
    left: 0;
    z-index: 60;
    min-width: 230px;
    margin: 2px 0 0;
    box-shadow: 0 8px 24px rgba(0,0,0,0.35);
  }
}
@media (hover: hover) and (min-width: 1024px) {
  .main-nav .lang-dropdown:hover .lang-menu,
  .main-nav .lang-dropdown:focus-within .lang-menu { display: block; }
}

/* ---------- Nav dropdowns (States, Resources) — same behavior as language dropdown ---------- */
.main-nav .nav-dropdown { position: relative; }
.main-nav .nav-dropdown > button.drop-toggle {
  background: none;
  border: 0;
  cursor: pointer;
  font: inherit;
  color: #dbe7f3;
  padding: 8px 4px;
  display: block;
  width: 100%;
  text-align: left;
  white-space: nowrap;
}
.main-nav .nav-dropdown > button.drop-toggle:hover { color: var(--gold); }
.main-nav .nav-menu {
  display: none;
  list-style: none;
  margin: 4px 0 0;
  padding: 6px;
  background: #0b2447;
  border: 1px solid #c9a227;
  border-radius: 10px;
}
.main-nav .nav-dropdown.open .nav-menu { display: block; }
.main-nav .nav-menu li { display: block; }
.main-nav .nav-menu a {
  display: block;
  padding: 8px 12px;
  white-space: nowrap;
  border-radius: 6px;
  border-bottom: none;
}
.main-nav .nav-menu a:hover { background: rgba(201,162,39,0.15); color: #fff; }
@media (min-width: 1024px) {
  .main-nav .nav-dropdown > button.drop-toggle { padding: 9px 11px; width: auto; font-size: 0.92rem; }
  .main-nav .nav-menu {
    position: absolute;
    top: 100%;
    left: 0;
    z-index: 60;
    min-width: 230px;
    margin: 2px 0 0;
    box-shadow: 0 8px 24px rgba(0,0,0,0.35);
  }
}
@media (hover: hover) and (min-width: 1024px) {
  .main-nav .nav-dropdown:hover .nav-menu,
  .main-nav .nav-dropdown:focus-within .nav-menu { display: block; }
}

/* Social follow band + footer socials (added Oct 6, 2026) */
.social-follow-band{background:#0b2447;border-top:2px solid #c9a227;border-bottom:2px solid #c9a227;padding:28px 16px;text-align:center}
.social-follow-band h2{color:#fff;margin:0 0 6px;font-size:1.5em}
.social-follow-band p{color:#dbe4f2;margin:0 0 18px;font-size:1.02em}
.social-step{margin:0 0 22px}
.social-step:last-child{margin-bottom:0}
.social-step-label{display:inline-block;background:#c9a227;color:#0b2447;font-weight:700;font-size:.85em;padding:4px 14px;border-radius:20px;margin-bottom:12px}
.social-icons{display:flex;justify-content:center;gap:14px;flex-wrap:wrap}
.social-icons a{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:50%;background:#fff;transition:transform .15s ease,box-shadow .15s ease;text-decoration:none}
.social-icons a:hover{transform:scale(1.1);box-shadow:0 4px 14px rgba(201,162,39,.5)}
.social-icons svg{width:29px;height:29px}
.share-row{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin-top:6px}
.share-row a{display:inline-block;background:#c9a227;color:#0b2447;font-weight:700;padding:11px 22px;border-radius:9px;text-decoration:none;font-size:.98em}
.share-row a:hover{background:#e8c766}
.share-row a.ghost{background:transparent;color:#e8c766;border:2px solid #c9a227}
.footer-social{display:flex;justify-content:center;gap:12px;padding:16px 0 2px;flex-wrap:wrap}
.footer-social a{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:50%;background:#1a3a5f;transition:transform .15s ease;text-decoration:none}
.footer-social a:hover{transform:scale(1.12);background:#c9a227}
.footer-social svg{width:23px;height:23px}

/* ---------- Floating text button (desktop; mobile already has the sticky call bar) ---------- */
.text-fab{position:fixed;right:22px;bottom:22px;z-index:9990;display:none;align-items:center;gap:8px;background:#0b2447;color:#fff;border:2px solid #c9a227;border-radius:999px;padding:13px 20px;font-weight:800;text-decoration:none;box-shadow:0 4px 16px rgba(0,0,0,.35);font-size:1em}
.text-fab:hover{background:#c9a227;color:#0b2447}
@media (min-width:760px){.text-fab{display:inline-flex}}

/* ---------- Hero trust row ---------- */
.trust-row{margin-top:14px;font-size:1em;color:var(--navy)}
.trust-badge{display:inline-block;background:#0b2447;color:#fff;border-radius:999px;padding:5px 14px;font-weight:800;font-size:.92em;margin-right:10px}
.trust-row a{font-weight:700;color:var(--navy);text-decoration:underline}

/* ---------- Mobile hero: keep CTA buttons clear of the sticky call bar ---------- */
@media (max-width:759px){
  .hero{padding:26px 0 34px}
  .hero-grid{gap:18px}
  .hero-photo img{width:140px;height:140px}
  .hero .btn-row{margin-bottom:10px}
  .hero .btn-row .btn{padding:12px 20px;font-size:1em}
}